Buyers hub
Buy in the Keys with someone who lives here.
The Keys look simple from the bridge. They're not. Insurance, VR rules, canal depth, bridge clearance, flood zones, and subdivision-by-subdivision lender quirks all matter. Here's the stuff buyers actually need — plus Gracie on your side.
Guides
Resources
The Keys Buyer Guide
The whole process, from first showing to closing — Keys-specific gotchas included.
Open guide →Financing in the Keys
What lenders want, what insurance costs, and how Keys mortgages differ from mainland Florida.
Open guide →Relocating to the Keys
Practical considerations if the Keys will be home — schools, healthcare, utilities, hurricanes, and community.
Ask Gracie →Coming soonSecond-home buyers
What's different when the Keys are your getaway — maintenance, insurance, and rental-offset strategies.
Ask Gracie →Coming soonWaterfront buyer guide
Canals, docks, bridges, basins, flood and wind — the home-specific diligence we do on every waterfront offer.
Ask Gracie →Coming soonBuyer FAQ
The questions that come up on every Keys purchase — answered from the Keys, not a textbook.
Ask Gracie →Coming soonTalk to Gracie
Ready to see homes?
Tell Gracie what you're looking for and she'll hand-curate matches in a day or two — not a generic MLS drip.