Tools · Buyer

Buyer closing costs

Cash-to-close in Florida = down payment + FL intangible tax + mortgage doc stamps + lender fees + title + reserves. This gives you the working total.

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Inputs

Purchase price

Down payment

Lender fees

Origination, underwriting, processing (lender-specific).Title insurance estimate

Inspections

Appraisal

Tax reserve

months

Annual property tax

Insurance reserve

months

Ins. total (H+F+W) /yr

Recording & other

Results

Cash-to-close estimate

$257,597

Down: $240,000 + closing costs $17,597

FL intangible tax (loan): $1,920
FL mortgage doc stamps: $3,360
Lender fees: $2,500
Title insurance: $3,800
Inspections: $900
Appraisal: $700
Property tax reserve: $2,250
Insurance reserve: $1,867
Recording & other: $300

Calculators on this site are estimates. They are not offers of credit, quotes, or financial advice. For a real number, contact Gracie and we'll loop in a Keys-savvy lender and title company.

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